My friend David just completed his first six card churn. Like I did six months ago, he went all in. The bluebird is coming in the mail, as are five new credit cards. He’s ready to manufacture some spend. He’s very excited. And so am I. I can’t wait until he and his wife fly […]
Archive | November, 2013
Original MD Squared Investment Flowchart !
Aint She Purty? Made Her myself. This is the official Miles-Dividend-MD-How-to-Save Flow chart. Start at the top and see where the flow chart takes you. What could be more fun? In terms of posts that correspond to each step of the flow sheet…. Step 1: Save a healthy proportion of your take home income. Please […]
Points Landscape
There are seemingly hundreds of different flavors of miles and points. Every airline, and virtually every Hotel group has its own loyalty currency. Even some credit card companies have their own currencies. So how to categorize this United Nations of miles and points? I would argue that there are three main flavors (nationalities?) of miles […]
Making an Ass out of You and Me
One important question to address about early retirement is; What are the assumptions? When I claim that if someone with zero net worth saves 50% of her take home income over 17 years, that she will at that point be financially independent, what does this statement rest upon? One assumption is that the invested money […]
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