Figuring out your years to retirement is quite easy if you start at zero net worth. The required calculation is well captured in this post. It becomes a bit more complicated, However, if you start from a place of debt or from a place of money already saved for retirement. Reader Ryan asked the following […]
Archive | March, 2014
Breaking Up (it’s not that hard to do.)
It was about 11 months ago that I completed my first credit card churn. That timeframe is important because it means that the credit cards’ yearly fees will be hitting my account in the next couple of months. Which of course means that now is the time to start canceling or downgrading my cards. So […]
The Circus is in Town
Writing self-congratulatory posts about trips booked with miles is great and all, but one risks becoming complacent and boring. Shall we mix it up a bit then?Dare I dip my toe back into the toxic cauldron of politics? You betcha! (but don’t worry, I’ll tie it in with personal-finance later.) I can see into Putin’s […]
Full Circle
It was a little less than a year ago that I began playing the miles game. It was probably just about a year ago that I spent just under $8000 on plane tickets for my family of five to fly to Japan. So it felt pretty good yesterday to complete the booking of our trip […]
Unexpected Dividends
I’m glad I’m not a salesman. If I were, my children might look up at me each night with hungry eyes while pleading for another bowl of porridge. My son, If I were a salesman I’m the argumentative sort, even with myself. So when I make a case for something I convince myself to take […]
Putting it Together
Is this an early retirement blog? Or Is it a travel hacker blog? Well yes….. Just like a Reese’s Peanut Butter Cup is chocolate and peanut butter. There’s a certain synergy to these two fields. When you put 2+2 together, in this case, you get at least six. And the dial on the MD Squared […]
Below the Surface
One of the themes of this blog, I think, is “respect your subconscious.” As in; How the hell did my churning credit cards in order to gather frequent flyer miles lead me to reorganize my entire financial life and really start focusing on maximizing my own “happiness?” This is a puzzle, to be sure. And […]
Booking Up
Perhaps I am just a freak. Maybe all this early retirement stuff is just a post facto attribution as I try to justify my own neuroses. Perhaps there are just different breeds of people. Some who enjoy spending, and some who don’t. And I belong to that second strange herd. In any case I spent […]
Notes From Underground
I’ve written before that pursuing financial independence, and pursuing early retirement are not necessarily the same thing. If you love your job (as I do,) then the point at which you reach financial independence need not necessarily be the point at which you stop working. It can simply be the point at which you may […]
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