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My Blue Chip

It’s no secret that I’m not a believer in stockpicking. The evidence is overwhelming. It’s convincing. And it’s definitive. Being a passive investor and owning the whole market is where it’s at. Stockpicking is for suckers and cheaters. And I aspire to be neither. But it was not always this way. 17 years ago I […]

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Medical Schooling

Looking for today’s post? Disappointed at its apparent brevity? Don’t be. This is actually my longest and most thought out post to date. It’s just that you’ll have to do a little clicking to move over to richmondsavers.com (an excellent finance/travel site run by the talented Brad and Laura.) And you should check out you […]

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inconsistencies

There is a tendency in writing about oneself to accentuate the positive. This is probably extends from the way that we see the world. From one perspective. Through one set of eyes. We are the protagonists of our own novels so we want to be likable, (most of all to ourselves.) But every story has […]

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Leap of Faith (Flowchart)

  Note:  The miles game is constantly changing.  As of now you can no longer buy Vanilla Reloads with credit card at CVS, and vanilla brand Visa cards can no longer be used to reload bluebird at Walmart. (6/21/14)   Today I was emailing with a friend who also plays the miles game and is […]

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One Thing Leads to Another

I love writing this blog everyday. I love the structure of sitting by myself for an hour and getting my thoughts down on paper (screen). I love editing my posts and whittling away at the extraneous in order to bring out the central. And I love rambling on and on about subjects that are interesting […]

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Churning Blizzard

Portland has received an uncharacteristic amount of winter weather over the past few days. Usually once every 1 to 2 years there’s a dusting of snow, and the kids sled, and the grown ups drive like amateurs, and then the temperature rises and the snow melts, and it’s back to the gray fog and drizzle […]

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Cliffs Notes: Triple Value

This may be a little bit Meta, but tonight’s blog post will be a blog post about another blogger’s blog post. (There are some blog posts that are so good, they demand separate blog posts about them.) The first such blog post that comes to mind for me is Mr. Money Mustache’s life altering post […]

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Deductive Reasoning

In my view, the miles game is a perfect accompaniment to a frugal living, early retirement lifestyle. Playing the miles game allows one to escape some of the puritanical asceticism that can make the pursuit of early retirement a little bit of a downer for some people. I want to shrink my carbon footprint as […]

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Never Work a Day in Your Life

It is said that if you love your job you will never work another day in your life. As far as I can see,there’s a certain truth to this, but it’s not the complete truth. From where I’m sitting, I would say something more along the lines of, “If you enjoy your work, you’re really […]

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Bending Space Time

One of the difficult things about financial planning, is that the timescale is all off. Investment gains accumulate in a logarithmic fashion. There are small, imperceptible changes at first, and only over time do these changes accelerate. By the time the change becomes perceptible, it’s pretty much impossible to double down or to make positive […]

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