We’ve already discussed the value of hotel credit cards. As I mentioned, however, my hotel strategy, to this point, has not been to include hotel cards in my credit card churns. But obviously I still need a place to stay when I go on vacation. So what has my strategy been? I’ve focused on value […]
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An Embarrassment of Riches
Spending and saving are not mutually exclusive. We all spend money, and most of us save it too. I, for one, do not believe in some Platonic ratio of saving to spending. If there were such a ratio, (say a perfect 65% savings rate,) then it would be easy to tell someone if they were […]
Plus One
We’ve already talked about the magic of the classic six card churn. How this simple maneuver can be your ticket to international travel or luxury hotels for nearly free. If you’ve thought it through and you’re deciding that you want to go ahead and take the leap of faith, one thing you might also consider […]
Split Personality
You may have noticed that I’m not exactly ideologically consistent. In some posts you will find me waxing poetic about global warming, avoiding prejudice, income inequality, progressive taxation and the need for more upward mobility built into the structure of our society. Why don’t we just call this character, “Gand-me.” Gand-Me at your service… In […]
The Other Half
I got a very interesting response in the comments section of my post “philosophy of miles.” Reader Mark shared his perspective on the miles game as a working-class individual living in a rural area who endeavors to collect miles as well. He expressed frustration with the lack of a working-class perspective in the blogosphere, and […]
Debt or Alive?
I can’t start a post about debt, without aknowledging my huge debt to Daraius at million mile secrets. By lending me his well attended stage, with his interview yesterday, my page views exploded by a factor of about 50. Thank you, Daraius. But the show must go on… If investing exposes the miracle of compound […]
Landing Strip
Welcome readers of Million Mile Secrets. Thank you for stopping by. Please, make yourselves at home. If you’re curious about early retirement, please start here. Would you like to hear a unique take on the miles game?, Here’s a good place to start. Are you interested to know what came about from my conversation with […]
Narcissistic Self Reflection
One of my favorite coworkers at the hospital, we’ll call her “the DJ,”made a comment the other day that caught me a bit off guard. I was talking about the miles game (a rare occurrence I assure you,) during a pacemaker implant. And she said something along the lines of, “You know it seems like […]
How To Be Rich
How do you know if you’re rich? Do you take the wages of the entire world and plot your yearly wage on that continuum? Viewed on this spectrum almost everyone in America is filthy rich. Is it a question of how much money you make? Is it a question of your net worth? I think […]
The Kindest Cut
One my favorite things about early retirement theory, is how very democratic it is. Regardless of your income, the singularly important calculation that determines how soon you will reach early retirement is the percentage of your take-home pay that you save and invest. I’m not Pollyanna-ish enough to believe that it is just as easy […]
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