The Miles Game is really a three step endeavor. Step one: apply for a bunch of credit cards and accrue a bunch of miles. Step two: apply manufactured spending techniques to satisfy miles bonus spending requirements for each credit card. Step three: book awards to exotic locations with your accrued miles. We’ve already talked about […]
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Keeping Track Of Credit Cards
One issue that comes up when you start churning credit cards is how to keep track of them all. What do you need to keep track of? 1. When to pay the bills to avoid late fees. 2. Your progress towards meeting all of your minimum spend requirements in order to get your sign-up bonus. […]
On Bluebirds and Wolves
The first principle is that I must think about something new every day, and write something new every day and post something new everyday. The complicating factor is that I’m at a hotel in Medford Oregon tonight getting ready for a talk tomorrow. So this post will be less structured Than normal. Mea culpa. I […]
Untangling Miles
There a lot of reasons to play the miles game. Being able to go to exotic destinations in style for free is chief among them. It’s also one of the few endeavors that’s both cheap and luxurious. It’s quite simply a value added proposition. But it’s not a free ride. There are some monetary costs […]
War Of The Worlds
In general I see the miles game, and the pursuit of early retirement/financial independence as very complementary. (Obviously.) Early retirement is all about frugality. About making choices for freedom and against needless consumption. It’s about pursuing happiness. Early Retirement Dream House The miles game, on the other hand, allows one’s world not to shrink just […]
Low Hanging Fruit
If you’ve made the leap and are now the proud owner of six new credit cards, then what you’re likely feeling is a mixture of exhilaration at the thought of all of the miles (i.e. free travel ) you will soon own, and trepidation at all of the money that you must put on the […]
Confirmation
So after some honest self reflection you decided you were ready to play the miles game. You researched the best credit card offers and applied for 2 to 8 credit cards in a credit card churn. While you got for instant approvals for four cards, two approvals were pending at the time of your card […]
Jedi Mind Trick
So you made the jump. You decided to perform a credit card churn. You’ve just completed six choice credit card applications and the world is your oyster. So what happens next? In all likelihood you will get some instant approvals, and some pending notices. In terms of getting your credit report checked with hard […]
Money For Nothing
In “To Everything: Churn, Churn, Churn,” I made the comment that spending $17,001 in 5 months was “a piece of cake.” No doubt this sounded quite callous to some. After all the head of a household making $50,000/yr in Arizona (a low-tax state,) would take home $3500 a month in pay. This would necessitate that she […]
To Everything: Churn Churn Churn
If you have decided that you want to take the leap and get into The Miles Game, how should you start? To begin with make sure you’ve read the post entitled “The Miles Game” to see possible reasons why you shouldn’t get started yet. If you remain undeterred, the time has come for a credit […]
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