I can’t start a post about debt, without aknowledging my huge debt to Daraius at million mile secrets. By lending me his well attended stage, with his interview yesterday, my page views exploded by a factor of about 50. Thank you, Daraius. But the show must go on… If investing exposes the miracle of compound […]
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How To Be Rich
How do you know if you’re rich? Do you take the wages of the entire world and plot your yearly wage on that continuum? Viewed on this spectrum almost everyone in America is filthy rich. Is it a question of how much money you make? Is it a question of your net worth? I think […]
The Kindest Cut
One my favorite things about early retirement theory, is how very democratic it is. Regardless of your income, the singularly important calculation that determines how soon you will reach early retirement is the percentage of your take-home pay that you save and invest. I’m not Pollyanna-ish enough to believe that it is just as easy […]
Ch Ch Ch Ch Ch Changes
I never could’ve predicted that one of my more popular posts would’ve been about dieting. Anyone who knows me knows that that is severely ironic. One of the benefits of writing such a post, however, is that it elicits some really interesting comments. And one such comment came from a friend in Hawaii. Her comment […]
Stealthy, Healthy, Wealth
In a utopian America as I would construct it, every day, every week, and every month would pass, with each of us not hungering for our next purchase. Instead we would regularly inspect our own lives much as a corporate raider inspects a company he has just taken over. We would fiendishly chuckle while looking […]
Listing Forward
It’s that time of year when everyone makes resolutions. So I figured, “why not do my readers a solid, and make their lists for them?” The only hesitation I had is that these lists often contain items like; 1. Eat more chard. Or 2. Exercise to the point of exhaustion on a daily basis. Psyched […]
Worst Case Scenario
There are no free lunches in investing. The only possible exceptions to this axiom are diversification, and value investing, both of which have the potential to increase portfolio returns relative to risk. Aside from these exceptions, however, risks and returns are inextricably linked. If you want higher returns, you must accept the higher risk of […]
Numerology
Numbers are important. They define proportion. They expose injustice. They keep score. They enable us to see how small and unnoticeable differences over a long time period can compound to become profound and palpable sums. One of the best uses of numbers is in defining goals. I think this has to do with our human […]
Political Capital
You don’t need to pull a brain muscle to come to the conclusion that our political system has some serious issues. It’s not exactly an original thought that our politics are corrupted by money and special interests. But the fact that a point is obvious has never stopped me from making it before. So here […]
Tail Wags Dog
If a teaspoon of medicine does you good, are 10 tablespoons necessarily better? Can’t too much of a good thing be a bad thing? In pharmacology there’s a term called the “therapeutic index.” This is the range at which at which a medicine does more good than harm. If drug levels are too low the […]
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