It would not be overly dramatic to say that when I first read Mr. Money Mustache’s “shockingly simple” blog post, it was as if I had been hit by a bolt of lightning. The simplicity of the math. The fundamental soundness of the assumptions. And the far-reaching implications of its conclusions were all immediately gripping, […]
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I suck at market timing
I recently copped to a breakdown. I decided not to continue to be a passive index fund investor merely rebalancing my slice and dice portfolio once per year.(Because smart money is so overrated.) Instead I decided to jump off a cliff and go all in dual momentum. My reasons were varied. It really was a […]
Harvesting Value
One of the best things about not having advertising on my blog, is that I feel completely comfortable making recommendations. There’s no money being made here. There’s no conflict of interest. And while my opinion may be flawed, it is certainly not corrupt. It’s no secret that I think that Betterment is an excellent investment […]
Warren and Me
If you’ve been reading this blog for any amount of time you’ve no doubt noticed that there are some themes that repeat themselves over and over again. There’s the one about the central importance of saving a good portion of your income. There’s the one about the incredible power of small efforts repeated over long […]
Taxation without Vexation
It’s April 13th, people. Two more days until tax day. So you’ve already probably filed your taxes by now. Even I, Mr. Procrastination, have already filed my taxes (with the help of my accountant.) But one thing that always comes up in the miles game blogosphere at this time of year is the possibility of […]
The Circus is in Town
Writing self-congratulatory posts about trips booked with miles is great and all, but one risks becoming complacent and boring. Shall we mix it up a bit then?Dare I dip my toe back into the toxic cauldron of politics? You betcha! (but don’t worry, I’ll tie it in with personal-finance later.) I can see into Putin’s […]
The Taxman Always Thinks Twice
There are many ways to go about justifying tax avoidance. I’ve already written here and here about my own justifications for trying to decrease my tax burden. But this is such a ripe area for ethical exploration. So why not dig in a little deeper? My gestalt is that people’s opinion on tax avoidance is […]
A Spoonful of Sugar
I think people get the wrong idea that saving money is a sacrifice. The way most people talk about saving for retirement makes it sound about as appetizing as a glass of wheatgrass juice following seven hours on a stationary bike at fat camp. When TV personalities advocate for saving more, they always seem do […]
Cliffs Notes: Triple Value
This may be a little bit Meta, but tonight’s blog post will be a blog post about another blogger’s blog post. (There are some blog posts that are so good, they demand separate blog posts about them.) The first such blog post that comes to mind for me is Mr. Money Mustache’s life altering post […]
Deductive Reasoning
In my view, the miles game is a perfect accompaniment to a frugal living, early retirement lifestyle. Playing the miles game allows one to escape some of the puritanical asceticism that can make the pursuit of early retirement a little bit of a downer for some people. I want to shrink my carbon footprint as […]
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