The unified field theory of early retirement is an elusive ideal yet to be described. Much like the unified field theory of physics, first imagined by Albert Einstein as a way to reconcile the behavior of small particles, the behavior of large bodies, space, time, electromagnetism, etc. under a single physical set of laws, The […]
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The Importance of Being Schmucky
Everyone’s got a theory. I’m fairly sure the equity markets going to decline sometime in the near future. (The price to earnings ratio of the S&P 500 is much higher than average, which has historically predicted lower returns going forward, (although that may change if the market continues to pull back.) Warren Buffett almost always […]
Balancing Act
For the time being capitalism is where it’s at. I’ve already waxed poetic about my outsized admiration for capitalism. But there are couple of points that I’d like to make. 1. Capitalism is but the blink of an eye relative to human history. It’s only logical to suppose that this too shall pass. Whether it […]
Ticket to Ride
Traveling can be a very expensive endeavor. Once you are off of your home turf there are truly so many avoidable ways to blow your money on poor value. Flights, hotel rooms, rental cars, and eating out; each offers myriad possibilities for waste. The solution to the flight piece is travel hacking and collecting miles. […]
How To Be Rich
How do you know if you’re rich? Do you take the wages of the entire world and plot your yearly wage on that continuum? Viewed on this spectrum almost everyone in America is filthy rich. Is it a question of how much money you make? Is it a question of your net worth? I think […]
Stealthy, Healthy, Wealth
In a utopian America as I would construct it, every day, every week, and every month would pass, with each of us not hungering for our next purchase. Instead we would regularly inspect our own lives much as a corporate raider inspects a company he has just taken over. We would fiendishly chuckle while looking […]
The Bridge
Travel hacking can add value to your life in so many ways. That’s what keeps it so interesting, the insatiable drive to find the next clever way to leverage creative thinking into tangible rewards. From simply saving money that you would’ve otherwise spent, to making exotic award bookings, to testing out first-class products that you […]
Cheapskates
In any endeavor there are of course risks. In playing the miles game, and pursuing early retirement one such risk is becoming a cheapskate. Becoming a frugal spendthrift is not a risk at all. It is a positive attribute. Being frugal in my book can be seen in a similar light as being successful. Frugality […]
Are You and Miles a Good Match? Celebrity Flowchart Edition!
Are you considering the miles game? If so, is it really a good idea for you specifically? If not, what’s your hang up? Is there a rational reason for you not to proceed? These are the questions I attempt to address with the below flowchart. Consider going through this chart with a fine tooth […]
The Back Door
Not to be redundant, but if you want to retire young you’ve got to save a large proportion of your income. That’s rule number one, two, and three. I shouldn’t say it like that because saving money is actually quite fun once you get started. Investing your savings is even more fun. And you will […]
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