Taxation without Vexation

It’s April 13th, people. Two more days until tax day. So you’ve already probably filed your taxes by now. Even I, Mr. Procrastination, have already filed my taxes (with the help of my accountant.) But one thing that always comes up in the miles game blogosphere at this time of year is the possibility of […]

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Going Middle Ages

My friend Jenny recently wrote a really interesting blog post about becoming middle-aged. It seems that reaching middle-age has been something that she’s been looking forward to for a long long time. When I was younger I certainly didn’t look forward to becoming middle-aged.  It seemed pretty uncool. But having arrived here, I must say […]

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White Coat Face Off: Death with Benefits

What a useful exercise this is. By continuing this 14 part series of posts in which I attempt to refute the Whitecoat Investor’s well reasoned arguments against early retirement, I’m able to piggyback off of his encyclopedic understanding of all things financial and introduce important concepts to my readers. For prior articles in this series please […]

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Working It Out

On some level pleasure is about contrasts. The cool beer on a hot summer day. The soft couch after hard labor. An unexpected moment of intimacy in a seemingly public place. These moments of stark relief are what life is all about. Which brings me to a somewhat paradoxical subject for discussion on an early […]

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Back to School

Budgeting is all about deciding which things are worth blowing your dollars on, and which things are not. On which things should you spend your stash? And where should you invest your disposable income in order to maximize your own happiness? These are important and complex questions, and the calculus differs for each individual. Some […]

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Diversify or Die

There’s nowhere where diversification is more obviously beneficial then in the arena of investing. It is one of the only “free lunches” in investing, actually. It allows you to reduce risk with no loss of expected reward. What a concept! But that ground has been covered here before. And diversification has benefits that extend far […]

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White Coat Face Off: Obamacare

This continues a series of posts looking critically at the always well thought out Whitecoat Investor’s (WCI) arguments against retiring early. For the first two posts in this series, please see here, and here. Today’s post is not entirely fair. After all, The White Coat Investor wrote his seminal article in 2011 before the affordable care […]

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I’m Back

I arrived home from Hawaii on a redeye flight this morning at 7:00 AM. A Shuttle home. A quick shower. A cup of coffee, and I was on my way to the office for a full day of work. I know I’ve been somewhat remiss this past week with my posts, but I’ll make it […]

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Why Ask Hawaii?

I hope you will pardon the diversion. But let’s face it, I’m on vacation. So wailing away on the wall of wealth building and and travel hacking is quite simply not in the cards right now. I would feel too much like one of those sad souls doing Excel spreadsheets poolside in his beach chair. […]

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Poisonous Luxury

One of the themes of the early retirement philosophy is that the pursuit of luxury is fraught with danger. And I think that there is a lot of truth to this. On one hand life is a precious resource, and I can see nothing wrong with squeezing a little extra pleasure out of it. (I’m […]

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